Top 9 Workers' Comp Insurance For Contractors

Here are the top best Workers’ comp insurance for contractors voted by readers and compiled and edited by our team, let’s find out

Table of Contents

1 Subcontractors – SAIF

Author: saif.com
Published Date: 12/05/2021
Review: 4.98 (941 vote)
Summary: Always obtain a current certificate of insurance from contractors who indicate they have a workers’ comp policy. Keep these certificates with your records. To
Matching search results: Always obtain a current certificate of insurance from contractors who indicate they have a workers’ comp policy. Keep these certificates with your records. To verify proof of coverage, search the Oregon Workers’ Compensation Division database, or …

Author: cdle.colorado.gov
Published Date: 05/09/2022
Review: 4.76 (317 vote)
Summary: If you have a construction company, even if your business is a sole proprietorship or a partnership, you must either have workers’ compensation insurance for
Matching search results: If your business does not have any other employees besides corporate officers or LLC members who meet the criteria and all want to reject coverage, you need to fill out our Rejection of Coverage by Corporate Officers or Members of a Limited …

Author: wcb.ny.gov
Published Date: 08/15/2022
Review: 4.41 (414 vote)
Summary: employee of that contractor for the purposes of workers’ compensation, disability benefits, and Paid Family Leave, subject to the independent contractor
Matching search results: In many instances, individuals alleged to be subcontractors have been determined by the Board, acting in its adjudicatory capacity, to be employees when such individuals have been injured and have filed claims against the general contractor. As a …

Author: tdi.texas.gov
Published Date: 12/06/2021
Review: 4.24 (470 vote)
Summary: · Some contractors may require their subcontractors and independent contractors to have workers’ compensation. Employers with workers’
Matching search results: Cities and counties may buy coverage from insurance companies, self-insure, or join with other cities and counties that self-insure. Emergency service organizations and cities and counties may also cover volunteers – such as volunteer firefighters …

Author: cerity.com
Published Date: 08/12/2022
Review: 4.02 (340 vote)
Summary: Cerity offers independent contractors workers’ compensation insurance, which can protect them from business disruption and devastating financial losses
Matching search results: Independent contractors are just as likely to get injured on the job as full-time employees. Being unaccustomed to office layouts, traveling on assignment, or working remotely on a laptop for an extended period are just a few examples of risks to …

Author: nh.gov
Published Date: 04/16/2022
Review: 3.94 (582 vote)
Summary: Sole proprietors or partners operating as Sub-Contractors, without employees, under a General Contractor may be required to carry workers’ compensation coverage
Matching search results: An independent contractor must meet the criteria defined in RSA 281-A:2,VI. This includes possession of a federal employer identification number, having control over the performance of the work and the time the work is performed. An independent …

Author: landesblosch.com
Published Date: 07/12/2022
Review: 3.71 (586 vote)
Summary: · Understanding workers compensation as it relates to 1099 independent contractors can be tricky. On one hand, workers compensation is meant
Matching search results: Many independent contractors (or small business owners, for that matter) don’t realize that there are certain caps on how much payroll an owner has to report on their workers compensation policy. Below is a guide to the amount of payroll you should …

Author: thimble.com
Published Date: 12/24/2021
Review: 3.51 (392 vote)
Summary: Workers’ compensation insurance is a type of policy that pays for expenses related
Matching search results: By law, most states require businesses to have a workers’ comp policy if they have one or more employees. But what about workers’ comp for contractors? If a contractor hires other subcontractors for a job, do they all need to be protected by a …

Author: workerscompessentials.com
Published Date: 04/27/2022
Review: 3.22 (353 vote)
Summary: In most states, independent contractors aren’t required to carry workers’ compensation coverage for themselves, but they can choose to do so. If your
Matching search results: Determining whether a subcontractor qualifies as an independent contractor can be tricky sometimes. Don’t hesitate to ask your underwriter or your agent for help. That way you’ll understand the implications for your workers’ compensation premium …