TD First Class Travel Visa Infinite Card review 2022

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2. Your points go farther when you book with ExpediaForTD.com

If you already use Expedia to book your travel, this card is a savvy choice. When you book travel online through ExpediaForTD.com, you earn 9 TD points per $1 (4.5% earn rate). That’s more than three times the earn rate you get on your regular spending with this card.

3. The card comes with a generous welcome bonus

You can earn up to 100,000 TD points (up to $500 value) within the first 3 months of having the card. You’ll earn 20,000 TD points with your first card purchase, then another 80,000 when you spend $1,500 within the first 90 days, for a combined total of 100,000 points. Must apply before October 29, 2022. (For Quebec residents, please click here.) The annual $120 fee is waived for your first year, too. If you plan to add an additional cardholder (to help you rack up points more quickly) the $50 fee is waived too. That’s a savings of $170.

4. You’ll get great travel insurance

The TD First Class Travel Visa Infinite card comes with up to $1 million of travel medical insurance coverage for the first 21 days of a trip. Trip cancellation, trip interruption, common carrier travel accident insurance, travel assistance services and delayed and lost baggage insurance round out the card’s benefits. For a premium rewards card, The TD First Class’s insurance is fairly standard, however; so, if you’re looking for more comprehensive credit card insurance, you could consider a card like the National Bank World Elite Mastercard,* which comes with up to $5 million in out-of-province-of-residence medical/hospital insurance for trips up to 60 days (if you’re under 54).

5. You’ll get discounted lounge access

With the TD First Class Travel Visa Infinite card, you’ll get a 20% discount on a Priority Pass. If you are a regular traveller, this could be a game-changer for you, as you’ll get discounted access to over 1,200 VIP lounges across the globe. That means, you’ll be able to retreat from the busy terminal and enjoy complimentary refreshments, a calming atmosphere and phone, fax and Internet services. Plus, you can use your TD Points toward your membership.

How to redeem your TD Points:

You can redeem your TD Points for travel in two ways. The best—and most valuable—way is through the Expedia For TD online portal, where you can redeem 200 TD points per $1 in travel credit (0.5%) and pay the balance of the cost (if any) using your credit card (you’ll also earn Points on this spend).

Your other redemption choice is the “Book Any Way” option, which lets you book via other travel websites; however, your bookings can cost up to 25% more if you go this route. When using “Book Any Way” you’ll redeem at 250 TD points per $1 (0.4%) applied as a statement credit on your first $1,200 in travel purchases and 200 TD points per $1 (0.5%) for your travel purchases over $1,200. In comparison, with Expedia For TD, you’ll get a better and more consistent return of 0.5% on all your travel spending.

In both cases, the TD First Class Travel Visa Infinite card allows you to redeem for any seat on any airline. Additionally, you can redeem points for rewards in small increments (minimum 200), so this means you don’t need to build up a large pool of points before you’re able to apply them towards travel.

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