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Getting fast and affordable business liability insurance is easier than ever in New Jersey. Our business liability Specialists help make it simple, and more convenient than ever, to qualify for lower rates and faster liability insurance quotes with one or more of our insurance partners. Whether you want us to shop your NJ business insurance, or you want to get instant business insurance quotes online, General Liability Shop.com can help.
General Liability Insurance in New Jersey
New Jersey general liability insurance is required by the state for most business owners. GL coverage is designed to protect NJ business owners from direct or indirect damages to another party. Your liability insurance helps pay for those damages caused by the actions of your business, or your employees. New Jersey general liability coverage pays for property damage and personal injuries involving customers, visitors and sub-contractors. Business owners in New Jersey have a choice regarding insurance deductibles and policy limits within their coverage.
Our Top Commercial Insurance Programs for New Jersey
We offer lower cost GL programs for over a hundred types of businesses in New Jersey. In addition to affordable GL insurance programs for industries such as retail stores, contractors, restaurants, healthcare and more; we also provide easy access to other important coverages for New Jersey business liability insurance.
Get New Jersey General Liability Quotes
General Liability Shop.com has already helped hundreds of business owners in New Jersey find the most affordable quotes for their business liability insurance coverages. We’re a national commercial insurance agency appointed to represent more than 35 insurance carriers throughout the U.S. We return business insurance quotes quickly with more efficient technology, highly trained insurance Specialists and dedicated underwriters servicing our agency.
Give one of our New Jersey general liability Specialists a call now at 800-900-8657 to see if your business qualifies for lower rates and better coverage. Or start your NJ liability quote online today.
NJ Business Liability Costs
Liability insurance costs in New Jersey can vary widely between insurance companies. Liability insurance rates are generally factored using a) the gross sales for the business, b) the gross payroll for employees and owners, c) the square footage of the premises and d) any sub-contractor exposures (if applicable). Insurance rates are developed at a rate per $1,000 utilizing one or more of the above factors.
A typical small business in New Jersey can expect to pay anywhere between $300 and $5,000 annually for their general liability policy. The final cost of liability coverage from one business to the next will vary significantly based on the SIC code or the insurance company’s own classification system for GL rating. Some additional factors used to develop insurance costs include the nature of your business, your physical location, prior claims experience, and your years in business.
Why Choose General Liability Shop.com for New Jersey GL Insurance?
At General Liability Shop.com all we do is business insurance. We’re laser-focused on delivering super quick insurance quotes with bottom dollar prices. We take a lot of pride in helping small business owners buy better business insurance with less headaches, and lower rates. We shop your NJ liability coverage so you don’t have to.