Myrtle Beach, SC Auto Insurance Rates, Quotes, Agents & Reviews

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Myrtle Beach, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Myrtle Beach, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Average Rate of Car Insurance in Myrtle Beach, SC, is $1,010

The average cost of auto insurance in Myrtle Beach, SC, is $1,010. Car owners here can improve save more by comparing multiple auto insurance quotes from different auto insurers. The cost of auto insurance depends on numerous factors ranging from the make and model of the vehicle to the driver’s age.

average_rate_of_car_insurance_in_myrtle_beach_sc

Driving Record:

The driving record of car owners also has a direct impact on the cost of auto insurance. Getting charged for offenses such as DUI and driving without a proper license can have a long-term impact on Myrtle Beach’s auto insurance cost. Post-DUI, the average cost of auto insurance increases to $1,526, from $1,010.

Demographics:

The cost of auto insurance depends on the driver’s age and gender. Women are generally considered to be safe drivers, making auto insurance cheaper for them. Auto insurance is the most affordable for drivers who are in their fifties and sixties. Auto insurance is expensive for teenagers since they lack driving experience. The average cost of auto insurance for teenagers in Myrtle Beach is $3,277.

Neighborhood:

The neighborhood one lives in Myrtle Beach can also have an impact on the cost of auto insurance. Zimlon offers the option of keying in one’s zip code to get accurate auto insurance quotes from multiple auto insurance companies. Depending on several factors like the make and model of the vehicle and the rate of auto thefts in the neighborhood, the price can vary.

Credit Score:

A healthy credit score will also determine the cost of one’s auto insurance. Possessing an “exceptional” or “good” credit score will reduce the cost of auto insurance for car owners, while a “poor” credit score can lead to a substantial increase in auto insurance.

Deductible:

Deductibles are among the most common factors affecting the rate of auto insurance in the country, and Myrtle Beach is no different. A high deductible leads to a decrease in the cost of auto insurance, while a low deductible can lead to an increase. The average cost of auto insurance on a low deductible ($500) is $1,144. This goes down to $967 when the deductible is higher ($1,000).

Factors that can influence the cost of car insurance in Myrtle Beach, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Myrtle Beach, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Myrtle Beach, SC with that of other cities in and around Myrtle Beach.

Myrtle Beach Forestbrook Murrells Inlet Garden City Conway East Red Hill Average Insurance Rates $1,010 $1,483 $1,540 $1,446 $1,486 $1,466

Myrtle Beach, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Myrtle Beach, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000) Myrtle Beach $1,144 $967 Surfside Beach $1,551 $1,310 Socastee $1,507 $1,273 Forestbrook $950 $802 Garden City $1,774 $1,498 Red Hill $1,726 $1,458 Conway East $1,490 $1,259 Murrells Inlet $1,258 $1,062

Myrtle Beach, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Myrtle Beach, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost Teens $3,277 20 Years $1,298 30 Years $1,000 40 Years $962 50 Years $891 60 Years $903 70 Years $1,051

Myrtle Beach, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Myrtle Beach, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings 2 Vehicles $1,717 $303 3 Vehicles $2,576 $455 4 Vehicles $3,434 $606

Myrtle Beach, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Myrtle Beach, SC.

Location Average Insurance Cost Post DUI Insurance Rate Myrtle Beach $1,010 $1,526 Surfside Beach $1,554 $2,348 Socastee $1,463 $2,211 Forestbrook $1,483 $2,241 Garden City $1,446 $2,185 Red Hill $1,466 $2,215 Conway East $1,486 $2,245 Murrells Inlet $1,540 $2,327

Myrtle Beach, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost Exceptional (800-850) $867 Excellent (740-799) $989 Good (670-739) $1,052 Average (580-669) $1,373 Poor (300-579) $1,647

Myrtle Beach, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details Waccamaw Insurance Services Inc Travelers 1813 NORTH OAK ST, MYRTLE BEACH, 29577 843-626-3030 Bobby Kelly State Farm 1341 44th Ave N Ste 101, Myrtle Beach, 29577-5710 843-448-2420 John T Cook & Associates Travelers 4616 Main Street Loris, Myrtle Beach, 29569 (843) 279-0739 Bob Hohman State Farm 12082 Highway 17 Byp Unit C, Murrells Inlt, 29576-9350 843-357-9100 John T Cook & Assoc Inc Travelers 4605 D OLEANDER DR, MYRTLE BEACH, 29577 843-448-9734 H B Springs Co Travelers 2511 NORTH OAK ST, MYRTLE BEACH, 29577 843-448-6551 Tom Leonard State Farm 11899 Plaza Dr, Murrells Inlt, 29576-9367 843-357-7100 Jti Inc. Nationwide 1565 Glenns Bay Rd, Surfside Beach, 29575-4880 (843) 650-6408

Myrtle Beach, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost Driving Without Headlights +$44 $1,054 Driver’s Failure In Showing Documents +$98 $1,108 Driving With An Expired Registration +$104 $1,114 Driving At A Considerably Slow Pace +$219 $1,229 Using A Cellphone While Driving +$231 $1,241 Running A Red Light +$235 $1,245 Speeding +$247 $1,257 Driving A Vehicle Without The Required Permission +$314 $1,324 Driving With An Expired/Suspended License +$681 $1,691

Myrtle Beach, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost Audible Alarm $970 Active Disabling Device $970 Tracking Device $949 Passive Disabling Device $939

Latest Auto Insurance Reviews in Myrtle Beach, SC | Back to Top

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